Pricing
Simple, transparent advisory pricing
Most clients pay nothing directly — our work is covered by carrier commissions, with a duty to you, not them. Complex engagements use a fixed fee we disclose before we start.
Essential
For individuals and families who want clarity and protection.
$59/mo when billed annually
- Personal insurance gap review
- Annual policy health check
- Renewal rate negotiation
- Email support & annual report
- Access to claims hotline
Advisory
For growing families and businesses that need ongoing guidance.
$119/mo when billed annually
- Everything in Essential
- Personal + auto + umbrella program
- Full claims advocacy
- Quarterly portfolio reviews
- Life & disability strategy sessions
- Priority phone & chat support
Enterprise
For companies with complex, multi-location or regulated exposures.
- Everything in Advisory
- Commercial program design & placement
- Risk assessment & loss-control roadmap
- Business continuity & BI modeling
- Dedicated account team
- Board-ready reporting
Prefer to talk first? Every engagement — paid or not — starts with a free, no-obligation coverage review. Book yours.
Pricing FAQ
How our fees actually work
Traditional agents represent a single carrier or a short list of carriers and earn commission on what they sell. We are independent consultants: we work across dozens of carriers, charge a transparent advisory fee where appropriate, and our only obligation is to your best interest. We review, advise, negotiate and advocate — we don't push products.
Get protected, properly
Your next policy review takes 15 minutes — and could save you thousands.
Talk to an independent advisor. No pressure, no jargon, no obligation — just a clear picture of where you stand.