ShieldWiseInsurance Group
Independent insurance consulting since 2008

Protection that fits your life, negotiated in your favor.

Insurance consulting that protects what matters most. We review your policies line by line, close the gaps carriers miss, and negotiate rates that actually reflect your risk — not your loyalty.

4.9/5 from 800+ reviewsLicensed in all 50 states
ShieldWise advisors collaborating in a bright modern office
98% retentionClients who stay, year after year
18+Years of independent advice
2,400+Families & businesses served
$120M+Premiums managed on your behalf
98%Client retention rate

Why ShieldWise

A different kind of insurance advisor

We don't sell policies — we engineer protection. Here's what working with us actually looks like.

Independent & Unbiased

We work across 40+ carriers with a fiduciary-style duty to you — never to an insurance company.

Forensic Policy Reviews

We read the fine print so you don't have to, finding gaps, overlaps and overcharges in every line.

Aggressive Negotiation

Our market leverage and carrier relationships routinely cut premiums 12–25% at renewal.

Claims Advocacy, Always

When a loss happens, a dedicated advocate fights for the full, fair settlement you paid for.

Plain-English Guidance

No jargon, no fine-print surprises. Every recommendation comes with a clear why.

Lifetime Relationship

Your coverage evolves with your life. We re-benchmark every year so protection never lags reality.

Client results

Real programs, measurable outcomes

A few of the case studies behind the numbers — every project in this reel started with a free review.

Meridian Manufacturing — Industrial Manufacturing case studyIndustrial Manufacturing

Meridian Manufacturing

Challenge: A 400-employee manufacturer carried a decade-old property program with unmapped business interruption exposure and premiums 23% above market.

Solution: We rebuilt the program around a full BI exposure model, consolidated four carriers into two, and introduced a loss-control roadmap tied to their safety investment.

  • $1.1M saved over three years
  • BI limits doubled at 6% premium increase
  • 38% fewer recordable incidents
HarborLine Logistics — Transportation & Logistics case studyTransportation & Logistics

HarborLine Logistics

Challenge: A regional trucking firm faced escalating cargo claims and a non-renewal threat on their commercial auto program after two severe losses.

Solution: We redesigned their risk transfer structure, introduced telematics-based driver programs, and negotiated a multi-year auto and cargo placement with a specialty carrier.

  • Cargo claims down 41% year one
  • Auto program renewed — no non-renewal
  • 18% premium reduction at renewal
Nimbus Technologies — Software & SaaS case studySoftware & SaaS

Nimbus Technologies

Challenge: A Series B SaaS company had cyber and E&O limits that would not have covered a single material breach — and no incident response retainer in place.

Solution: We rebuilt their cyber program with layered limits, negotiated a 24/7 incident response retainer, and stress-tested their continuity plan in a tabletop exercise.

  • Cyber limits raised 4x at +9% cost
  • Breach response time cut from days to hours
  • Passed enterprise vendor-security reviews

Testimonials

What our clients say

2,400+ families and businesses trust ShieldWise — here's why they stay.

ShieldWise found a $14,000 coverage gap in our liability program — and then saved us 18% on the fix. That single review paid for itself many times over.
MCMarcus ChenCFO, Meridian Manufacturing
After our warehouse fire, their claims advocate handled everything. We reopened in six weeks and received a settlement 30% above the carrier's first offer.
PNPriya NatarajanOwner, HarborLine Logistics
They explained our policies in plain English for the first time in twenty years. We finally know what we're covered for — and what we're not.
JWJames & Sarah WhitfieldFamily Clients, Boulder
The risk assessment was worth the fee alone. Their loss-control recommendations cut our incident rate by nearly half within one year.
ERElena RodriguezVP Operations, Nimbus Technologies
Our life and health program was a mess of overlapping policies. ShieldWise consolidated everything and we're paying less with better coverage.
DODavid OkaforManaging Partner, Okafor & Sons
As a startup, we thought we couldn't afford proper coverage. They built a lean, high-value program that grew with us through three funding rounds.
SLSofia LindqvistCEO, Alpine Robotics

FAQ

Questions, answered honestly

The things clients ask us most before their first review.

Traditional agents represent a single carrier or a short list of carriers and earn commission on what they sell. We are independent consultants: we work across dozens of carriers, charge a transparent advisory fee where appropriate, and our only obligation is to your best interest. We review, advise, negotiate and advocate — we don't push products.

Get protected, properly

Your next policy review takes 15 minutes — and could save you thousands.

Talk to an independent advisor. No pressure, no jargon, no obligation — just a clear picture of where you stand.